1. Establishing and defining the professional partnership
2. Discovery: identify the needs, wants, and wishes from the partnership
3. Analysis: evaluate the current situation and the reality of accomplishing the goals and desires
4. Collaboration with strategic partners
5. Presenting available options and provide recommended solutions
6. Stress test the chosen path
7. Implement the plan
8. Monitor the effectiveness of the plan
9. Maintain constant communication between all the parties
10. Adjust when necessary
· Access to the same systems, investments, professionals, estate planning and tax strategies as the ultra-wealthy
· Highly efficient use of time through web-based meetings and electronic signatures
· Solutions tailored to suite the specific needs of the individual
· Daily monitoring of all client’s investments through a systematic approach
· Continuous access and performance of all your portfolio and investment accounts in one place
· Comprehensive and consolidated performance and tax reports.
Cleartree Asset Management, specializes in helping pre-retirees and retirees reach the retirement goals they’ve always dreamed of. Throughout our three step process, we collaborate to find the strategies that fit your specific needs.
We know you’re not exactly like your next-door neighbor or your best friend, which means your goals and aspirations are unique. That’s why we’re here: to help navigate you through all your options and guide you in the right direction.
We are a fee-based firm, working with no-load, low-cost mutual fund companies and believe in the philosophy of indexing and asset allocation. Let’s see what we can do for you.
As a full-service, independent planning firm, Cleartree Asset offers an array of strategies for addressing financial concerns and achieving goals. Being independent, we’re not tied to a particular carrier or product line, so we truly work in the best interests of our clients and are committed to sharing our expertise on how to maximize their retirement income.
Whether it’s creating an income stream you can’t outlive, maximizing the value of your assets to protect your family or preserving a legacy for your beneficiaries, clients confidently rely on us to get them where they need to be.
How does one know they’re being as efficient as possible when it comes to taxes? There are so many exemptions and deductions available, it’s hard to keep track of which ones are appropriate for the retirement strategy you’re implementing. That’s where Cleartree comes in.
We understand the importance of making sure you take advantage of deductions and exemptions available, as well as understand the commonly overlooked tax-reduction strategies. Think IRAs, rollovers and required minimum distributions (RMDs). Whatever advantage we find that works, we’ll ensure it’s integrated into the plan.
Life Insurance is an often overlooked component of a retirement plan and, like many things financial, as you move through stages in life your goals and needs typically change. An Insurance Portfolio Analysis can help you determine if life insurance should be part of your strategy for:
Long-term care insurance (LTC) provides benefits to help pay for nursing care, home health care, personal or adult day care for individuals age 65+ or with a chronic or disabling condition that need constant supervision.
Selecting the right strategy to address this potentially catastrophic retirement expense can be overwhelming—we can point you in the right direction by discussing:
Providing for your family is probably high on your list of importance when it comes to retirement planning. What about your children? Grandchildren? Other loved ones? We’ll help you outline a stable plan with our team of qualified estate-planning attorneys to design a strategy that allows you to share your life’s successes with others.
We will prioritize the goals for your estate and customize a strategy to meet your long-term needs. Whether you are trying to minimize the impact of taxes or are simply ensuring your heirs will receive what you have planned, Clear Tree Asset can execute the proper strategies with excellence for you.